What Is The Minimum Return In Mutual Fund?

Is LIC better or sip?

LIC, SIP and mutual funds – the bottom line Advise them to, first, aim for financial security by investing in a life insurance plan and then they can plan their investments.

If, however, they want to invest in mutual funds, SIPs are the best way to go about it..

What’s the safest investment with the highest return?

Safe Investments With High ReturnsSafe Investments With High Returns.High Dividend Stocks.Certificates of Deposit (CDs)Money Market Funds.U.S. Treasury Securities.Treasury Inflation-Protected Securities (TIPS)Municipal Bonds.Annuities.More items…•

Which is better FD or debt mutual fund?

Returns booked on the redemption of debt funds within 3 years are called short term capital gains and are taxed according to the investor’s income tax slab. Thus, debt funds are more tax-efficient than bank fixed deposits for those falling in higher tax slabs with investment horizons exceeding 3 years.

Can you become rich with mutual funds?

Like any investment, the more you can afford to put in, the greater your potential returns. It is hard to get rich investing only $1,000 in any type of security. If you have a significant amount to invest, however, you can generate a sizable amount of income even with the most stable investments.

What is the minimum lock in period for mutual funds?

3 yearsLock-in period is imposed to make in mandatory for investors to reap more benefits out of equity investments and also maintain stability of the fund. A minimum tenure of 3 years is the least amount of time that the funds must stay invested in the equity market.

Can I lose all my money in mutual fund?

With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

Can I double my money in 5 years?

Similarly, if you want to double your money in five years, your investments will need to grow at around 14.4% per year (72/5). If your goal is to double your invested sum in 10 years, you should invest in a manner to earn around 7% every year. Rule of 72 provides an approximate idea and assumes one time investment.

What is Blue Chip Fund?

A blue-chip mutual fund is the one that invests in blue-chip stocks or shares, i.e. in well-established companies with excellent overall financial performance. In this article, we will learn more about blue-chip funds, how they work and much more. Origin of Blue Chip.

How can I double my money?

7 Ways to Double Your Money (Fast)Open an account with a trading service such as Robinhood or Webull, which offer free stocks for opening or funding an account or for inviting friends to join.Buy IPO stock.Flip sneakers purchased on Stockx on eBay or via the Snkrs app.Sell freelance services on the Fiverr platform.More items…•

How can I invest 50k wisely?

How to Invest 50k?Get an Emergency Fund.Pay Off Debt.Determine Your Goals and Risk Tolerance.Understand Which Kind of Investor You Are.Understand the Difference Between Passive and Active Investing.Invest in Individual Stocks.Invest in Real Estate.Invest in Individual Bonds.More items…

How much money do I need to invest to make $3000 a month?

In order to get $3,000 a month, you would potentially need to invest around $108,000 in a revenue-generating online business. A growing online business is likely to give you more than $3,000 a month.

Why mutual funds are bad?

However, mutual funds are considered a bad investment when investors consider certain negative factors to be important, such as high expense ratios charged by the fund, various hidden front-end and back-end load charges, lack of control over investment decisions, and diluted returns.

Which is best Low Duration Fund?

Top 10 Low Duration Mutual FundsFund NameCategory1Y ReturnsHDFC Low DurationDEBT8.8%Invesco India Treasury Advantage FundDebt7.4%SBI Magnum Low Duration FundDebt7.3%BNP Paribas Low Duration FundDebt8.2%12 more rows

Should I remove money from mutual funds?

There is nothing to prevent you from withdrawing your mutual fund holdings as long as it is an open-ended fund. … Liquidity is one of the big advantages of investing in mutual funds which is not available in many other asset classes. So, the answer is you can absolutely withdraw.

What is the minimum rate of return in SIP?

SIP returns for various mutual funds may vary. On an average, for large cap equities, a return of 12-18% can be expected whereas from mid-cap equities, a return of 14-17% is expected. However, in case of a long-term debt-based mutual fund, one can expect a return of 6 – 9 % p.a.

Can I invest 100 RS in mutual funds?

ICICI Prudential Mutual Fund, Aditya Birla SunLife Mutual Fund, IDFC Mutual Fund, DHFL Pramerica Mutual Fund, Reliance Mutual Fund, Quant Mutual Fund and UTI MF have some schemes in the debt and equity categories that allow investors to invest as little as ₹100.

Which mutual fund is low risk?

Top 10 Low Risk Mutual FundsFund NameCategoryRiskSundaram Overnight FundDebtLowAditya Birla Sun Life Money Manager FundDEBTLowSBI Magnum Ultra Short Duration FundDebtLowMahindra Liquid FundDebtLow7 more rows

Is SIP returns tax free?

Each SIP is considered to be new investment. Hence, after 12 months, if you decide to redeem your entire accumulated corpus (investments plus gains), all your gains will not be tax-free. Only the gains earned on the first SIP would be tax-free because only that investment would have completed one year.